Financing & Insurance

You can count on Hyundai Finance to provide the best financing solution for your business. If you are looking to finance a piece of construction equipment – our finance representatives understand Hyundai products across all industries and will help you get the most out of your investment.

 

Whatever your needs, Hyundai Finance has the financing and insurance solution that will help you expedite your purchase and get your equipment on the job, fast. We offer quick and easy financing, with customized payment plans. We also have the extended protection products that will protect you Hyundai machine or engine for the life or your business. You chose Hyundai equipment because you know Hyundai Construction Equipment offers reliable, productive, and powerful machinery. Now, choose Hyundai Finance to help you grow your business.

 

 

Plenty of flexibility and choice

Hyundai Finance offers a wide range of financing and leasing programs designed to meet the various business needs of today’s customers. Some of our most popular programs are featured below.

 

  FEATURES  BENEFITS 
FINANCE LEASE     
White a Finance Lease, your company has fixed payments over the term of the contract
  • Level monthly payments
  • Deduction of full rentals for tax consideration
  • Payment of equipment over time
  • Fixed costs aid budgeting
  • The borrower takes full advantage of tax benefits
  • Conserves working capital
 HIRE PURCHASE    
With a Hire Purchase option, your company can purchase the equipment for an amount specified at the beginning of the contract
  • Level monthly payments
  • Option to purchase for a fixed price
  • Payment of equipment over time
  • Fixed cost aids budgeting
  • Operational ownership
  • Conserves working capital
 OPERATING LEASE    
 An Operating Lease in which your company may purchase the equipment for residual value at lease end, extend the lease or return the equipment to Hyundai Finance.
  • Level monthly payments
  • Option to purchase for market price
  • Lessee may claim payments as expense (subject to advise of your accountant)
  • Pay only for equipment use
  • May provide planned replacement
  • Fixed costs aid budgeting
  • Operational ownership
  • May provide tax benefits
  • Conserves working capital
  • At term end, equipment may be replaced with a new unit
  • Lower monthly payments

 

 

Flexible Options:

  • New or used equipment finance
  • 24-48 months terms
  • Monthly or quarterly payments
  • Various end-of-lease options
  • Break-out options
  • Balloon payments
  • Step-up or Step-down payments
  • Deferred payments and skipped billings
  • Seasonal schedules
  • Inclusion of service and/or insurance into monthly payments